Question 1

What is Perkmon?

Accepted Answer

Perkmon is an app that tracks all your credit card perks, benefits, and rewards in one place. It uses AI to recommend which card to use for each purchase and alerts you before benefits expire.

Question 2

What credit cards does Perkmon support?

Accepted Answer

Perkmon supports 160+ card products from all major issuers including American Express, Chase, Citi, Capital One, Bank of America, Wells Fargo, US Bank, Discover, Barclays, and HSBC. You can also manually add any card or custom perk.

Question 3

Is Perkmon available on iPhone and Android?

Accepted Answer

Yes! Perkmon is available on the web at perkmon.app, on the App Store for iPhone, and on Google Play for Android.

Question 4

How is Perkmon different from other rewards apps?

Accepted Answer

Most rewards apps focus on earning points. Perkmon focuses on the benefits you already have but aren't using — like airline credits, lounge access, insurance coverage, and statement credits. We help you actually use what you're paying for.

Question 5

How does the AI assistant work?

Accepted Answer

Ask Perkmon anything in any language — which card covers TSA PreCheck, which credit resets quarterly, or what travel benefits you haven't used yet. The AI reads your card data and answers in real time.

Question 6

Will Perkmon remind me before perks expire?

Accepted Answer

Yes. Perkmon lets you set customizable, repeating reminders before any benefit resets or expires, so you never leave value on the table. Choose your own reminder timing for quarterly credits, annual travel credits, and more.

Question 7

Can I track which perks I've already used?

Accepted Answer

Absolutely. The usage logger lets you mark perks as redeemed, log when you used them, and see your benefit utilization rate over time. You'll always know how much value you've claimed versus what's still available.

Question 8

How do I add my credit cards?

Accepted Answer

Search from our database of 160+ supported cards, or enter any card manually. You'll have your first card added in under 60 seconds. No bank credentials or account linking required.

Question 9

Is Perkmon free?

Accepted Answer

Yes. Perkmon has a free plan for core card and perk tracking. Pro is available for heavier wallets and higher AI usage, with an early-user discount applied automatically at checkout.

Question 10

What's included in the free plan?

Accepted Answer

The free plan includes the full perks dashboard, expiry alerts, usage logging, travel perks, annual fee ROI tracking, and access on web, iPhone, and Android. Some capacity is metered, but users can earn permanent extra card slots through referrals and in-app tasks.

Question 11

What does Pro include?

Accepted Answer

Pro includes unlimited credit cards, higher AI message limits, a 7-day free trial, and secure Stripe checkout with cancellation anytime.

Question 12

How much does Pro cost? Is there a trial?

Accepted Answer

Pro is $4.99/month or $39.99/year before discounts. Early users get 40% off forever with EARLYUSER applied automatically at Stripe Checkout, bringing the current offer to $2.99/month or $23.99/year. Pro includes a 7-day free trial, and you can cancel renewal anytime.

Question 13

Does Perkmon need my bank login credentials?

Accepted Answer

No, never. Perkmon doesn't connect to your bank accounts or require any financial credentials. You simply select your cards from our database and we show you the benefits. Your financial data stays with your bank.

Question 14

Is my data secure?

Accepted Answer

Yes. Perkmon uses industry-standard encryption for all data in transit and at rest. We don't store sensitive financial information — only your card selections and perk tracking data. You can delete your account and all data at any time.

Question 15

Can I delete my account and data?

Accepted Answer

Yes. You can delete your account at any time from the settings page, which permanently removes all your data from our servers. We respect your right to be forgotten.

Question 16

Which browsers are supported?

Accepted Answer

Perkmon works in all modern browsers including Chrome, Firefox, Safari, and Edge on both desktop and mobile. For the best experience, we recommend using the latest version of your browser.

Question 17

Can I use Perkmon offline?

Accepted Answer

The web app requires an internet connection. Our mobile apps have enhanced offline mode, so you can access your cards and perks even without connectivity.

Question 18

How do I report a bug or request a feature?

Accepted Answer

You can submit feedback directly from within the app using the feedback button, or email us at support@perkmon.com. We read every message and prioritize features based on user requests.

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