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AI-Powered Perks Tracker

Never miss a perk again.

Perkmon tracks all your credit card benefits in one place — with AI-powered recommendations and expiry alerts so you always get full value.

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9:41

Welcome back 👋

Your Perks

6
Cards
48
Perks
$340
Saved

Expiring soon

Amex travel credit — 5 days

Lounge Access

Amex Platinum

Travel

Dining Credit

Chase Sapphire

Dining

TSA PreCheck

Capital One

Airport
Value Tracking
Track high-value credits, deadlines, and usage
Usage Guidance
Get next-best actions before value expires
AI Agent
Ask about hotels, which card to use, and what to do next

Covers major issuers. New cards are filled in automatically.

American Express
Chase
Citi
Capital One
Bank of America
Wells Fargo
US Bank
Discover
Barclays
HSBC
American Express
Chase
Citi
Capital One
Bank of America
Wells Fargo
US Bank
Discover
Barclays
HSBC
Hundreds

of dollars can expire unused every year

Perkmon helps you track credits, deadlines, and the best card to use before value disappears.

Without Perkmon

  • Juggling 4+ credit cards with different benefit calendars
  • Forgot to use restaurant credit or annual travel bonus
  • Not knowing which card to use for maximum rewards
  • Missing quarterly credits that reset without warning

With Perkmon

  • All perks in one unified dashboard, searchable and filterable
  • expiry alerts before you miss anything valuable
  • AI assistant tells you the optimal card for every purchase
  • Automatic reset tracking so every dollar is accounted for
How It Works

Up and running in 60 seconds

No bank credentials needed. Just add your cards and start maximizing.

Step 1

Add Your Cards

Select card to add or enter any card(s) abbreviation/nickname in batch.

Step 2

Perkmon Reads Your Perks

Every benefit, credit, and expiry date is parsed and organized automatically. We know what each card offers so you don't have to dig through terms.

Step 3

Set Your Alerts

Get notified before any benefit expires with customizable reminder periods. Quarterly credits, annual allowances, one-time offers — all covered.

Step 4

Ask Perkmon Anything

Ask which card(s) to use for a weekend family dinner, or where to travel next. AI checks your unclaimed benefits and hotel availability, then provides personalized suggestions and a plan.

Compare

Why Perkmon over the alternatives?

Most people track their perks with spreadsheets — or not at all. Here's what you're missing.

Perkmon
Spreadsheet
Nothing
All perks in one dashboard
expiry alerts
AI-powered recommendations
Travel perks view
Usage logging & ROI tracking
Works on all devices
Auto-detects card benefits
Setup time60 secHoursN/A
Security

Your data stays yours

We built Perkmon with privacy at its core. No bank credentials, no data selling, no compromises.

No Bank Credentials

Perkmon never asks for your bank login. Just select your cards from our database — no account linking required.

Encrypted Data

All data is encrypted in transit and at rest. We use industry-standard security practices to protect your information.

Privacy First

We don't sell your data, ever. We only store card selections and perk tracking data — no financial details.

Delete Anytime

Your data, your choice. Delete your account at any time and all your data is permanently removed from our servers.

Built for high-value card workflows

Perkmon focuses on the decisions, deadlines, and usage patterns that make credit card benefits hard to manage manually.

Ask Before You Book

Compare hotels, travel credits, card protections, and which card to use before a trip.

Track Valuable Credits

Follow dining, airline, travel, Uber, Saks, FHR, quarterly, and annual credits in one place.

Know What To Use Next

See expiring value, unused benefits, and suggested next actions before value disappears.

Let The Agent Help

Ask broader questions about hotels, perks, usage history, and the best move for your cards.

Your perks are expiring right now

Start maximizing your card benefits today.

Free to get started. No credit card required. No bank credentials needed.